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About Insurance Planning

“An arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.”

Insurance is an arrangement in which you regularly pay money to a company, and they pay you if something bad happens to you or your property.

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About Stocks Market

All companies need money to run their business. Sometimes the profit acquired from selling goods or services is not sufficient to meet the working capital requirements. And so, companies invite normal people like you and me to put some money in their company so that they can run it efficiently and in return investors get a share of whatever profit they make. Understanding this is the first step towards understanding stock market basics. Let’s learn about this in detail.

Expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful or again is there anyone who loves or pursues.

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What is Mutual Fund?

A mutual fund is not an alternative investment option to stocks and bonds, rather it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities.

Buying a mutual fund is like buying a small slice of a big pizza. The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses.

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About Wealth Management

We will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself.

Expound the actual teachings of the great explorer of the truth, the labour master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful or again is there anyone who loves or pursues.

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Key Benefits

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Buying a home can be the biggest decision of your life and it gives a huge sense of accomplishment. The snowballing rates of home loans have made it necessary to avail home loans. Home loan not only supports your dream, but offers other advantages such as tax benefits, low-interest rates and so on. Paying home loan EMIs is your legal obligation, however, due to the size of EMIs you may find yourself in a situation wherein you are unable to pay the EMI. A home loan comes with a long tenure and the EMI may consume 20-25% of your monthly income. Such situations are likely to arise when you lose your job, unexpected high expenses due to medical emergencies, loss in business and so on.

As mentioned earlier, home loans are accompanied by long tenures and the interest on the loan taken. But what if we tell you that you have the option to write off your home loan EMI. Many of us increase the EMI to pay off the loan quickly. Rather you can invest that additional amount in equity funds and the returns received can be used for paying the loan EMI.

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For example, if an individual takes a home loan of 30 lakhs for 20 years with an interest rate of 10%. The monthly EMI is Rs. 28,951, the total interest paid is Rs. 39,48,155 and the total amount payable is Rs. 69,48,155. You can write off this monthly EMI with returns gained from investments that generate a higher corpus. An SIP or systematic investment plan can help you and cover your interest amount completely. In SIP, you are required to invest a small amount monthly which assures greater returns. For instance, if you invest Rs. 3000 monthly in SIP for 20 years and the rate of return is 12%, you can accumulate amount up to Rs. 29, 97,444. Hence, the amount accumulated through SIP can help you repay your interest amount of the home loan.

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